Integrity Stonework Logo
(360) 588-4146

How to Budget for a Kitchen or Bathroom Remodel

How to Budget for a Kitchen or Bathroom Remodel

Whether refreshing an outdated bathroom or dreaming of a kitchen built for family gatherings, remodeling is one of the most rewarding home investments. But without a clear budget, that dream can easily become stress, delays, and cost overruns.

At Integrity Stonework in Sedro-Woolley, your remodel should feel as solid and intentional as the surfaces we create. With the proper budget, expert guidance, and thoughtful design, your project can blend function, beauty, and long-term value—without surprises. Whether upgrading for resale, making space more usable, or just ready for a fresh look, this guide will help you budget with clarity.

We’ll cover:

  • What remodeling costs

     

  • How to find affordable countertop options without sacrificing quality

     

  • Planning for hidden expenses

     

  • How to align spending with long-term goals

     

  • Why choosing the right partners matters

     

Let’s break it down.

Understand the True Cost of Remodeling

Before you pick out tile or fall in love with that Pinterest-perfect kitchen island, defining your scope and expectations is essential. Every remodel is unique—but industry benchmarks help frame what to expect.

2025 National Averages

According to the 2025 Cost vs. Value Report by Remodeling Magazine:

  • Midrange kitchen remodel: $30,000–$45,000
  • Upscale kitchen remodel: $75,000–$120,000
  • Midrange bathroom remodel: $25,000–$35,000
  • Upscale bathroom remodel: $45,000–$70,000

These ranges reflect labor, materials, fixtures, and finishes. But what truly makes a remodel successful isn’t how much you spend but how wisely you spend it.

Cost Breakdown (Typical Kitchen Remodel):
  • Cabinetry & hardware: 25–30%
  • Countertops: 10–15%
  • Appliances: 10–15%
  • Flooring: 7–10%
  • Plumbing & electrical: 10–15%
  • Labor: 20–35%
  • Design & permitting: 5–10%

Understanding these breakdowns helps you prioritize and avoid sticker shock. At Integrity Stonework, we recommend starting with foundational elements, especially stone surfaces that are both functional and visually striking.

Related: How High-End and Budget-Friendly Countertops Compare

Choose Affordable Countertop Options That Don’t Sacrifice Quality

Countertops are one of the most visible and frequently used elements in any kitchen or bathroom. Choosing the right surface balances durability, maintenance, and cost.

We specialize in helping clients identify affordable countertop options that maintain our core values: craftsmanship, longevity, and timeless beauty.

Our Top Recommended Budget-Conscious Stone Options
Quartz
  • Cost: $$

  • Pros: Non-porous, stain-resistant, available in a wide color and pattern range

  • Best for: Busy households, modern designs, low-maintenance lifestyles

  • We love it: Engineered quartz offers consistency and design flexibility without sealing or upkeep.

Granite (Mid-Tier & Remnants)
  • Cost: $–$$$

  • Pros: Natural stone durability, unique patterns, heat resistance

  • Best for: Kitchens needing a natural aesthetic on a smart budget

  • Why we love it: When selected strategically—primarily through remnants for smaller areas—granite affords luxury.

Marble or Soapstone (Partial Installs)
  • Cost: $$$ (but scalable)

  • Pros: Timeless elegance, heat resistance, design focal point

  • Best for: Accent countertops, vanities, or baking zones

  • Why we love it: Used selectively, these premium materials elevate design without overwhelming the budget.

Tip: Countertop remnants can be ideal for vanities or laundry rooms. Ask us what’s currently available.

Avoid overly cheap laminate or composite materials that may require frequent replacement. Over time, quality stone surfaces deliver superior value.

Explore Material Options: View our Quartz and Soapstone Collections

Plan for Hidden Costs and Contingencies

Remodeling rarely follows a perfectly straight line. Even with the most experienced team, unforeseen challenges can arise, especially in older homes.

Common Unexpected Expenses
  • Hidden water damage or mold

  • Outdated plumbing or electrical systems

  • Flooring or subfloor repairs

  • Permit or inspection delays

  • Change orders (from material or design changes mid-project)

Build a Buffer

Set aside 10–20% of your total remodel budget as a contingency. For a $40,000 remodel, this means budgeting an additional $4,000–$8,000 to cover the unknown. If you don’t need it, you’ve come in under budget.

At Integrity Stonework, we work closely with general contractors and designers during the planning phase to reduce unknowns. We also provide detailed quotes upfront—no hidden fees, no guesswork.

See Our Recent Work: Explore Our Countertop Projects

Align Your Remodel Budget with Long-Term Goals

Every remodel tells a story. Whether it’s the chapter before a home sale or the beginning of a forever home, your goals should shape your budget.

Are You Remodeling To:
  1. Increase Home Value Before Selling?

    • Focus on broad appeal: neutral quartz countertops, simple backsplashes, and updated lighting.

    • According to Zillow, kitchens and bathrooms consistently offer the highest ROI (up to 70–80%).

  2. Create a Long-Term, Personalized Space?

    • Invest in custom elements: stone waterfall islands, integrated backsplashes, upgraded sinks, or fixtures.

    • Prioritize materials that align with your lifestyle—especially easy-care surfaces and durable finishes.

  3. Maintain a Rental Property or ADU?

    • Choose durable, low-maintenance materials: quartz or mid-grade granite; tile flooring over wood.

    • Keep designs timeless and neutral for broad tenant appeal.

We’re here to guide you based on what matters most to you, not just trends.

Common Unexpected Expenses

Work with Local Experts You Can Trust

A beautifully budgeted remodel can go off course without experienced, reliable partners. From measuring to templating to installation, your stone surfaces demand precision and accountability.

Why Homeowners Choose Integrity Stonework:
  • Craftsmanship that Endures: Every cut, seam, and finish is handled carefully because details matter.

  • Honest Communication: We provide clear timelines, quotes, and expectations.

  • Seamless Collaboration: We work directly with your general contractor or designer to keep your project on track.

  • Local Presence: Based in Minnesota, we understand local styles, climate needs, and building codes.

We don’t just install countertops. We build the surfaces that elevate your home, crafted with skill and backed by integrity.

Meet our team and our mission

Budget with Confidence. Build with Integrity.

Remodeling your kitchen or bathroom doesn’t have to be overwhelming. With the right budget strategy, a focus on value-driven materials, and trusted local partners, you can create a space that enhances your lifestyle and stands the test of time.

At Integrity Stonework, we bring decades of experience, master-level craftsmanship, and a collaborative spirit to every project. Whether you’re exploring affordable countertop options or need guidance on where to start, our team is ready to walk you from idea to installation.

Let’s Bring Your Vision to Life

Contact Integrity Stonework today to schedule a consultation, get a detailed quote, or simply ask questions about your remodel journey. Let’s craft something exceptional, together.

Frequently Asked Questions

What’s the most budget-friendly stone countertop option?

Quartz is often the most cost-effective for both kitchens and bathrooms. It combines a sleek look with minimal maintenance and excellent durability.

Expect to allocate 10–15% of your remodel budget to countertops. This varies based on material and square footage, but it offers one of the best ROI components in any remodel.

Absolutely. Many homeowners start with surfaces (like countertops or vanities) and later update cabinets, flooring, or fixtures. Our team can help plan a phased remodel within your timeline and budget.